Military Resources

Military Resources

The VA Loan

The VA loan is a critical piece of the military homebuying puzzle. As a special loan type for qualifyinig active duty servicemembers, veterans, and their families that is backed by the U.S. government, the VA loan carries many valuable benefits that are not available elsewhere.

0% down - the VA loan does not require a down payment.
No PMI - since the loan is backed by the government, no private mortgage insurance is required.
Competitive interest rates - often times lower than any other loan type.
Easier to qualify - less stringent standards to obtain the loan.

Because of these great benefits, the VA does charge a funding fee that is financed into the life of the loan. However, this may be waived depending on the applicant's disability status. Contact the Department of Veterans Affairs to obtain a Certificate of Eligibility explaining your individual benefit.

More 
VA Loan FAQ
VA Loan Calculator
Military Resources

Preferred Mortgage Lender

The first step to buying a home is getting pre-qualified for a loan, and it's important to find a mortgage lender that both you and your real estate agent trust. Your lender is your friend - he is the money man!

As a buyer, you need an experienced mortgage lender that is well-versed in all types of loans and can help you meet or exceed your homebuying financial goals. Organization, timeliness, good communication, and understanding are important qualities in a lender that will help the transaction proceed and close as smoothly as possible.

As a seller, a lender that your agent trusts is equally important. Through co-branding, the lender helps the agent with costs and methods associated with marketing and advertising your property. He is also going to help your buyer get pre-qualified so they can ultimately purchase your home!

Get pre-qualified today by visiting Derek at www.derekarthur.com.
Military Resources

Military Resources

Military OneSource
Military OneSource offers an extensive one-stop-shop for military-related information. From housing and employment to parenting and counseling, MOS provides trustworthy information and resources for anyone associated with the military community. 

MOS also offers installation-specific information. 
Camp Lejeune (includes Stone Bay)
MCAS New River
MCAS Cherry Point

Military Town Advisor
Military families helping military families. Military Town Advisor offers on and off-base housing information and community resources (things to do, places to go, etc.) for various military installations.

Marine Corps Community Services Camp Lejeune
MCCS has everything you might want to know about the resources available to military families specifically at Camp Lejeune and MCAS New River.